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I feel the same way. I came out of undergraduate and went right into a masters program for library science. On Long Island, NY the only colleges that offer this degree are private colleges, therefore I knew what I was in for loan wise. Yet, I don't view my college debt like I view my credit card debt. Credit card debt was my own spontaneous and not always thought out impulse to buy, but I do not view my education debt as something bad. It can be nerve racking knowing that you have this much debt behind you, and as a graduate student in the process, there are times I get nervous I won't be able to find a decent job... but I take it in stride and just have to hope that hard work pays off well. Jennifer Nannery CW Post Palmer School Graduate Student Long Island, NY In a message dated 3/5/2007 8:29:32 AM Central Standard Time, abrunk@mailclerk.ecok.edu writes: Even knowing what I know now, I'm not sure I see a way other than borrowing money. I came to library school straight from undergrad--I do not regret this in the least. There are also other factors that made it more difficult for me to do the job at the university while going to school thing. <BR><BR><BR>**************************************<BR> AOL now offers free email to everyone. Find out more about what's free from AOL at http://www.aol.com. -------------------------------------------------------------------- Please note: All LM_NET postings are protected by copyright law. You can prevent most e-mail filters from deleting LM_NET postings by adding LM_NET@LISTSERV.SYR.EDU to your e-mail address book. To change your LM_NET status, e-mail to: listserv@listserv.syr.edu In the message write EITHER: 1) SIGNOFF LM_NET 2) SET LM_NET NOMAIL 3) SET LM_NET MAIL 4) SET LM_NET DIGEST * Allow for confirmation. * LM_NET Help & Information: http://www.eduref.org/lm_net/ * LM_NET Archive: http://www.eduref.org/lm_net/archive/ * EL-Announce with LM_NET Select: http://elann.biglist.com/sub/ * LM_NET Supporters: http://www.eduref.org/lm_net/ven.html --------------------------------------------------------------------