Re: [LM_NET] Off Target: Beware of pre-loaded VISA cards

[R Schulte <netterscraps@GMAIL.COM>]

Did you get your card at your bank?  I bought one for my daugther to take to
San Diego last summer, and it was wonderful!  I was handed the card before I
walked out of the bank.  The ones at Walmart cost $4.95, and this one did
cost me $10.00, but I felt much safer using it through my bank.  I never had
to go to a machine to check balances, I could online and check the balance.
She explained everything to me (could only put money on it so many times,
expired in so much time, and how to check balances online).  She made sure
the card was active for me before I left the bank.  I am sorry you got such
a crappy deal!
Raynette Schulte
Young Adult Librarian
Watertown Regional Library
Watertown South Dakota
netterscraps@gmail.com
On Mon, May 4, 2009 at 10:36 AM, Pamela Thompson <pthomp@sisd.net> wrote:

> Dear Netters,
>
> I want to warn everyone about pre-loaded credit cards. I bought a $600.00
> card for my 15 year old daughter to take to New York City with her. The card
> said it was good to use within one hour. If you read the fine print, it can
> ONLY be used to make Internet purchases or phone orders; you can't go to a
> store or restaurant and purchase anything within an hour. You have to wait
> 10-14 business days for the actual card to be mailed to you. So, they make
> interest on your cash while you wait for the card.
>
> I bought the card on a Thursday-she was leaving for New York on Monday. I
> paid an additional $18.95 to get the actual card over-night mailed to us.
> Guess what? We got it Monday afternoon after my daughter's plane left. So, I
> had to dig up another $600.00 CASH to send with my daughter to New York.
>
> Not only that, every time you make an ATM withdrawal or even ask for a
> statement, there is a fee ranging from $2-$7. If you get a tax refund, don't
> let the tax service company put your refund on a pre-paid credit card. You
> will be charged a fee each time you use it. If you have college age
> children, don't send them to school with one of these cards-each time they
> order pizza, there is a fee. They'll be maxed out on the card in no time.
>
> This card was a total scam. Don't be ripped off.
>
>
> Pamela L. Thompson, MLS
>
> Library Media Specialist
>
> Col. John O. Ensor Middle School
>
> El Paso, TX
>
> grades 6-8
>
> 915-937-6018
>
> pthomp@sisd.net<mailto:pthomp@sisd.net>
>
>
>
> "Outside of a dog, a book is man's best friend. Inside a dog, it's too dark
> to read." --Groucho Marx
>
>
>
> "The mark of a good book is it changes every time you read it." --Anderson
> Cooper
>
>
>
> "The best morals kids get from any book is just the capacity to empathize
> with other people, to care about the characters and their feelings. So you
> don't have to write a preachy book to do that. You just have to make it a
> fun book with characters they care about, and they will become better people
> as a result." - Louis Sachar
>
>
>
>  <
> 
>http://wzus.wc.ask.com/r?t=p&d=us&s=a&c=a&l=dir&o=0&ld=3102&sv=0a300526&ip=c7e37007&id=3C7565E43ECA3A025B43C0670AC6D8C7&q=library+pictures&p=1&qs=0&ac=2&g=77f6l+VPY9dHzt&en=js&io=2&ep=&eo=&b=sa&bc=&br=&tp=d&ec=3&pt=JS%20thumbnail&ex=da_sn%3D00010%26da_lhs%3D227748%26da_lhx%3Dimagesearch%253A%2Bpictures%2Bof%2BX%26da_rhs%3D227785%26da_rht%3DFragment%26da_rhx%3Dimagesearch%26da_sro%3D227784%26da_stp%3D1%26da_iid%3D0001%26da_lit%3Dlibrary&url=http%253A%252F%252Fwww.lebtwpk8.org%252FMedia%252Fother_libraries.htm&u=http%3A%2F%2Fimages.ask.com%2Ffr%3Fq%3Dlibrary%2Bpictures%26desturi%3Dhttp%253A%252F%252Fwww.lebtwpk8.org%252FMedia%252Fother_libraries.htm%26fm%3Di%26ac%3D2%26ftURI%3Dhttp%253A%252F%252Fimages.ask.com%252Ffr%253Fq%253Dlibrary%252Bpictures%2526desturi%253Dhttp%25253A%25252F%25252Fwww.lebtwpk8.org%25252FMedia%25252Fother_libraries.htm%2526imagesrc%253Dhttp%25253A%25252F%25252Fwww.lebtwpk8.org%25252FMedia%25252Flibraries.gif%2526thumbsrc%253Dhttp%25253A%25252F%25252F65.214.37.88%25252Fts%25253Ft%25253D12205474682603337139%2526thumbuselocalisedstatic%253Dfalse%2526fn%253Dlibraries.gif%2526imagewidth%253D220%2526imageheight%253D167%2526fs%253D4%2526ft%253Dgif%2526f%253D2%2526fm%253Di%2526ftbURI%253Dhttp%25253A%25252F%25252Fwww.ask.com%25252Fweb%25253Fq%25253Dlibrary%25252Bpictures%252526page%25253D1%252526pstart%25253D%26qt%3D0
> >
>
>
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